Frequently Asked Questions

GigsPayday is an online financial platform and non-bank challenger that is changing the way gig workers, 1099 workers, independent contractors, freelancers, and self-employed access credit. Our fast, flexible, and competitively low-interest cash advances and loans allow our hardworking gig economy workers to apply and get instant cash 24/7/365.

Yes, GigsPayday is 100% authorized to provide access to various credit products exclusively designed for workers actively participating in the gig economy. If you still have confusion or questions, kindly contact us via email at support@gigspayday.com or visit us at 5678 Maple St, Salt Lake City, UT 84101.

If you match with following eligibility requirements, you can apply with GigsPayday:

• Be at least 19 years old.
• They must be a U.S. citizen or legal residence.
• Need to share proof of income through bank statements, gig platform payment stubs or tax returns.
• All active and valid bank account to receive money.

GigsPayday is a perfect choice for gig workers, 1099 workers, independent contractors, freelancers, self-employed, and small business owners in the USA. We all know that banks and other traditional credit options do not accept gig economy income. At this time, our platform gives them financial support at the best terms and rates.

You can easily access our services with any internet-enabled laptop or mobile device by following the 3-simple steps as mentioned:

• Complete the application, which usually takes 5 minutes.
• Instant decision and same day approvals.
• Sign your contract and get money in 10 minutes, including on bank holidays and weekends.

At GigsPayday, we work hard to ensure that our gig workers get money in their accounts as fast as possible. Once your gig cash advance or loan is approved, your lender directly deposits the loan amount into your bank account the same day. Typically, our customers get their loans within 10-15 minutes.

Our payday or short-term loans range from $100 to $2,500 over 3-6 months, but if you choose installment loans or cash advances, they range between $2,500 and $5,000 over 6-12 months. Always try to borrow what you can easily repay later; impulsive borrowing can create further financial problems.

GigsPayday is designed for gig economy workers, and we know the financial pain they are facing. Our repayments are flexible, arranged weekly, fortnightly, or every month when you receive a paycheck. Choose whatever works best for you.

At GigsPayday, getting a cash advance or loan with bad credit is very easy and fast. Just complete our 3-step application, get an instant decision, and receive funds in minutes after approval.

Options are limited, but some lenders still offer no-credit-check loans for gig workers or the self-employed. Usually, they focus more on the borrower's creditworthiness than credit history. Remember, such loans come with high interest rates and fees.

You can apply for more once you have half or fully repaid your previous cash advance or loan.

We take our customers' privacy and security seriously, so we use modern technology to encrypt and decrypt data. Additionally, we use 256-bit encryption and antivirus to scan our website regularly and protect it from hacking. GigsPayday will never share your data with a third party.

Your satisfaction is important to us. GigsPayday is always ready for new suggestions to improve our services, which is why we ask for your feedback or complaints directly. If you want to raise a complaint, please get in touch with us here. If you have time, visit directly at: 5678 Maple St Salt Lake City, UT 84101.